Become a homeowner or improve your home: apply to City programs

Residents of Kingston and Frontenac County are invited to take advantage of two programs aimed at helping make home ownership more affordable:

  • Become a homeowner with down payment assistance from the Home Ownership program.
  • Improve the accessibility of your home or complete urgent repairs with support from the Kingston-Frontenac Renovates program.

“These programs are intended to help make it affordable for qualified residents to achieve home ownership or to stay longer in homes they own and love, but may need a little work,” says Ruth Noordegraaf, Director, Housing and Social Services.

Home Ownership Program: Down payment assistance

The Home Ownership Program helps Kingston and County of Frontenac renters with low-to-moderate incomes purchase a home by offering down payment assistance up to a maximum of 10 per cent off the purchase price. Eight households were able to buy homes through this program in 2020. Typically, the program assists ten to fifteen households annually, however, the global pandemic impacted program uptake in 2020. 

Kingston-Frontenac Renovates:  Home improvement assistance

The Kingston Frontenac Renovates program offers low-to-moderate income households up to $10,000 for emergency repairs and up to $5,000 for renovations that make their home accessible. In 2020, the program helped 19 households in Kingston and Frontenac County. Eligible repairs may include, but are not limited to, furnace or window replacement, roof repair and accessibility ramp or lift installations.

How To Apply

Homeowners – or soon-to-be homeowners – can find eligibility criteria and application forms for both the programs at  Kingston-Frontenac Renovates applications are now being accepted and Home Ownership applications will be accepted starting March 15. Funding is awarded on a first-come, first-served basis.  Applications may be submitted:

  • By mail to City of Kingston, Housing and Social Services at 362 Montreal St., Kingston, Ont., K7K 3H5
  • In person to main reception on the second floor at 362 Montreal St.


Email them to [email protected] or call 613-546-2695, ext. 4949.

Increasing housing affordability is one of Council’s strategic priorities.